Job Title: Commercial Underwriter
Key Accountabilities – Commercial Underwriter
Meeting and where possible, exceeding brokers service levels and expectations.
Support wider ‘Team Leader’ team and provide effective management to the business in the event of absence.
Identifying poorly performing accounts and investigating reasons for lack of retention and poor conversion.
Identifies cover and hazards that will impact on the acceptance, pricing or terms applicable to a risk.
Ongoing monitoring and delivery of team targets, taking action where necessary to ensure business achieves its objectives.
Understands the impact of claims and risk management on the performance of a case and demonstrates an ability to underwrite taking these factors into account.
Management and underwriting of new business enquiries and renewals.
The management, identification and acquisition of profitable business.
Build and maintain strong relationships with key trading partners to maximize influence.
Support the development and operation of sales campaigns to drive the acquisition of profitable business.
Act as a point of technical referral to provide support and assistance to Underwriting Teams
Other Activities, Duties and Responsibilities – Commercial Underwriter
Maintain and develop market awareness.
Maintain good working relationships with all internal departments.
Maintain an open communication ethos with colleagues and managers.
Demonstrate “model behaviours”
Comply with all legal, regulatory and contractual requirements to ensure obligations are met.
Contribute to wider business activities.
Operate within individual underwriting authorities and guidelines.
Progress towards DIP. CII ACII
Advanced underwriting knowledge
Excellent communication and organizational skills
Ability to manage time effectively, set priorities and meet deadlines
Ability to learn and adapt to change
Desire/ability to work successfully in a small company environment
Proven ability in developing key working relationships and business opportunities
Good negotiation and decision making skills
Strong knowledge of legal and regulatory requirements as well as technical proficiency on wordings
A high level of numeracy, analytical and literacy skills
Strong organisational and prioritisation skills
The ability to influence actions and attitudes of others through leading by example
Good communication skills, ability to coach and develop others
Extensive prior underwriting experience
Experience of handling complex cases
Experience of dealing with disputes
Experience in managing people
A friendly professional demeanour and ability to excel in a team oriented environment
Natural at giving direction to and mentoring less experienced colleagues
Driven to go ‘above and beyond’ to provide best in class service to insurer and broker partners