Job Title Assistant Underwriter (Achieved Cert CII qualification)
Salary Band £28,000 - 32,000
Purpose of Role/Job Overview:
To provide efficient, timely and professional support to the company for New Business and general enquiries and must have experience in SME commercial package policies inclusive of commercial combined & contractors combined and at least 2 years’ experience in the SME package policies sector.
To achieve income and profit objectives through the new business team, determine policy terms and calculate premiums in line with authority levels.
Demonstrating your contribution to loss ratio control by effectively adhering to Company's underwriting controls.
To positively reinforce and display the company’s values and to actively drive the business forward in achieving its objectives.
Meeting and where possible, exceeding brokers service levels and expectations.
Support wider ‘Team Leader’ team.
Identifies cover and hazards that will impact on the acceptance, pricing, or terms applicable to a risk.
Understands the impact of claims and risk management on the performance of a case and demonstrates an ability to review taking these factors into account.
Build and maintain strong relationships with key trading partners to maximize influence.
Support the development and operation of sales campaigns to drive the acquisition of profitable business.
Other Activities, Duties and Responsibilities:
Maintain and develop market awareness.
Maintain good working relationships with all internal departments.
Maintain an open communication ethos with colleagues and managers.
Demonstrate “model behaviors”
Comply with all legal, regulatory, and contractual requirements to ensure obligations are met.
Contribute to wider business activities.
Operate within individual underwriting authorities and guidelines.
Good underwriting fundamentals
Good communication and organizational skills
Ability to manage time effectively, set priorities and meet deadlines
Ability to learn and adapt to change
Desire/ability to work successfully in a small company environment
Proven ability in developing key working relationships and business opportunities
Understanding of good negotiation and decision-making skills
Market knowledge of legal and regulatory requirements as well as technical proficiency on wordings
A strong level of numeracy, analytical and literacy skills
Strong organisational and prioritisation skills
The ability to influence actions and attitudes of others through leading by example
Good communication skills.
Minimum 2 years market experience in an underwriting environment.
A friendly professional demeanour and ability to excel in a team-oriented environment
Natural at giving direction to and mentoring less experienced colleagues
Driven to go ‘above and beyond’ to provide best in class service to insurer and broker partners